Zakat on shares calculator

How much zakat is due on your shares this year, after the amount companies already took from your dividends.

Market value of your shares on your zakat date, Rs

How you hold them

To trade (or you prefer the cautious view): 2.5% of market value Long term, for dividends: 2.5% of your share of the companies' zakatable assets

Other zakatable wealth (cash, gold, silver) less debts due, Rs

Used only for the nisab test

Zakat already deducted at source this year, Rs

Companies deduct 2.5% of the Rs 10 face value from your dividend unless you filed a CZ-50

Nisab, Rs

State Bank figure notified 2026-02-17 (52.5 tola silver). Update it to today's silver price if you like.

Zakatable value of shares	Rs 1,000,000
Total zakatable wealth	Rs 1,000,000
Above nisab?	Yes
Zakat on your shares (2.5%)	Rs 25,000
Less deducted at source	Rs 0
Still to pay on shares	Rs 25,000

Zakat is due once a lunar year has passed on wealth above the nisab. The deduction at source is small because it uses the face value, not the market price, so most investors still owe the difference. Ask your scholar which method suits your holdings.

How zakat on shares works in Pakistan

Rate and nisab. Zakat is 2.5% a year on wealth above the nisab: 612.36 g (52.5 tola) of silver or 87.48 g (7.5 tola) of gold. The State Bank notifies a rupee nisab (silver basis) each year for deductions at source.

Deduction at source. Under the Zakat and Ushr Ordinance 1980, listed companies deduct zakat from the dividends of Muslim Pakistani shareholders at 2.5% of the paid-up (face) value of the shares, usually Rs 10 each. To stop it, file a CZ-50 declaration with your broker or CDC; it is then recorded on your CDS account. Because the deduction uses face value, it is far below 2.5% of the market value.

Which value? Many scholars say shares bought to trade carry zakat on their full market value. For shares held long term for dividends, a widely followed view is 2.5% of your share of the company's zakatable assets (cash, receivables, stock), which you can estimate from the balance sheet. Ask your own scholar.

Track the value of your holdings in the portfolio tracker, and find Shariah-compliant shares with the screener (KMI filter).

Sources (checked 7 October 2026)

Check with your tax adviser. Rules change with every Finance Act and your own case may differ. This is an estimate for planning, not tax advice.